Built by operators, not engineers writing about accountants
SmartBooks is built by the people who run the books. The product passes a single test before every release: does it make a real firm's month-end easier without lowering the standard?
About SmartBooks
Built by operators, for the firms they wish they had access to.
SmartBooks is the accounting-software layer of the Rajoka portfolio. We build for the practices and businesses we run ourselves — chartered, regulated, and exposed to every tax cycle the UK throws.
The story
Why the people behind a chartered practice built an accounting platform.
Mehmood Rajoka runs the Rajoka portfolio. Iftikhar Rashid FCCA runs RR Accountants — sixteen years in chartered practice, primarily landlord and SME tax.
Between them, every cycle taught the same lesson: the work was never the tax. The work was the document chase — receipts on WhatsApp, invoices in three inboxes, statements that arrived the week of filing. The platforms we had treated that work as the customer’s problem.
SmartBooks is what we wished existed. One organised inbox. Invoicing and automated payments through a regulated partner. Open banking when it lands. MTD VAT, MTD ITSA, Self Assessment and statutory accounts behind it. Bookkeeper-in-the-loop on every submission.
- Anchored in a real practiceRR Accountants is the operating practice. SmartBooks is the platform.
- Built for UK accountingHMRC MTD APIs · FRS 102 1A and FRS 105 · iXBRL tagging · Companies House.
- Payments through AdfinA regulated UK direct debit and open banking provider — not a no-name processor.
- Part of a portfolio that has shipped beforeRajoka companies operate across accountancy, software, compliance and legal.
Operating principles
Four rules we won’t break.
Every product decision is checked against these. If a feature request fails the test, it doesn’t ship — no matter who asked.
Bookkeeper-in-the-loop, always
Automation supports the workflow. Review remains essential. The system shows confidence on every extracted value and surfaces every exception — and never submits anything to HMRC without explicit approval.
Standards-first
Published service standards. Documented submission trails. Audit-ready by default. We sit above commodity software because clarity and standards compound.
Long horizons over short wins
Built for ten years of UK tax change, not next quarter's growth chart. Every architectural call asks, "is this true in 2035?"
Part of Rajoka
SmartBooks is one of several Rajoka companies.
Rajoka builds and operates specialist brands across UK accountancy, software, compliance and legal. Each operates independently with its own team and standards. SmartBooks is the accounting-software layer.
RR Accountants
Chartered UK accountancy practice — landlord and SME specialism. The operating practice behind SmartBooks.
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Automation guardrail
The platform serves the bookkeeper. Not the other way around.
SmartBooks supports document intake, classification, review, invoicing, payment collection and MTD filing workflows. Final accounting treatment and submission decisions remain with the responsible person or firm. The system shows confidence on every extracted value, surfaces every exception, and never submits anything to HMRC without explicit approval.
About SmartBooks
Built for the long game. Pricing for it too.
Pilot cohorts are running through 2026. Join the waitlist or book a demo.
Running a firm? Book a 15-minute demo.